“Love,” she thought, “is for the rich and foolish.”

Laila is just twenty-three when her mother dies, and she is astonished when her cousins appear at the funeral. Cousins? What cousins? In fact, they are from her father’s side of the family, long estranged—and they are very wealthy. Cousin Liberty wants to make amends, and nobody has to tell Laila twice. She ditches her home in Michigan, leaves her spouse, a dull dentist who’s blindsided by her sudden departure, and heads for New York City, to live in the style to which she would like to become accustomed.

Lucky me, I read this darkly funny story free courtesy of Atria Books and Net Galley. It was released Tuesday, so you can get a copy of your own now.

As Laila arrives in New York, the reader cannot help but worry for her. She’s never been to New York before, and she has very little money. She’s brought a few pieces of her mother’s jewelry, the only things of any value her mom had owned, but she doesn’t want to sell them. As she meets her newly found kinfolk and settles into a guest bedroom, it’s instinctual to wish we could grab her by the wrist and yank her back out of there. Careful Sweetie, you’re playing with fire. They’re being nice to you now because you’re new. When the novelty wears off, they’ll spit you back out again. New Yorkers are tough, and nobody uses people and discards them as quickly as the very rich—right?

There are at least a dozen places where I make predictions that prove incorrect. For example, given Laila’s trump card that makes her a possible heir, I find myself waiting for the DNA test that will prove she actually isn’t related to them at all…but that doesn’t happen. I can tell things won’t work out the way she anticipates because the author drops so much wry foreshadowing. But what she does with it at the end is both completely consistent with the protagonist as we know her, and a complete surprise as well.

Part of the joy this novel sparks is its understated quality. Some writers will drop something amusing into the storyline, but then they have to go back to it, explain it, make sure the reader got it and at that point it’s cold and lifeless. None of that for Dunlop. Stay on your toes; if you’re paying attention you’ll get it, but if you are distracted, oh well. Think of it like trying to catch a cab right after the theater lets out; watch out or you’ll be left behind.

I confess that I have read neither of the novels to which this one is compared in the promotional blurb, but to me, the humor is similar in some ways to that in The Nanny Diaries.

If you need a giggle—and frankly who doesn’t—you should order this snappy, cleverly turned novel. It’s a fast read and it made me laugh out loud.